Non-interest income, in recent years a big driver of earnings growth, benefitted from a weaker base: equity market-related fee income did not take off until the second quarter of 2007. 作为近年来收益增长的一个主要驱动力,非利息收入得益于基数较低:直到2007年第二季度,与股市相关的收费收入才开始大幅增长。
The prospects for non-interest income are also dwindling. 非利息收入的增长前景也日趋黯淡。
V: Oh, you also achieved a significant increase in non-interest income. 代表:噢,你们在非利息收入这一块也获得了很大的收益。
The bank framed the acquisition as a way to boost its non-interest income and potentially develop new business with airline companies. 中国银行把这样的并购当做了一个带动非利息的收入,同潜在同航空公司开展新业务的办法。
A Study of Correlation between Non-interest Income and Interest Income of China's Commercial Bank 中国银行业非利息收入与利息收入相关性研究
The Research on Non-interest Income and Performance of Commercial Banks in China 我国商业银行非利息收入对绩效影响的实证研究
And big commercial banks accounted for 93.0% of the industry total non-interest income, increasing from 82.9% 20 years ago. 而且,大型商业银行的非利息收入在行业中的占比从82.9%增加到93.0%。
But the foreign banks entry is associated with lower before-tax profits to total assets and non-interest income to total assets. 实证检验结果显示,在短期内,外资银行进入提高了中东欧国家内资银行效率,但也显著降低了这些国家内资银行税前资产利润率和非利息收入占总资产的比重;
The proportion of non-interest income to gross income has negative influence on the overall technical efficiency of gross income of ( China's) commercial banks. 非利息收入占总收入比重对国有银行的总收入综合效率具有负向影响。
Interest income are still the main income source, non-interest income has become an important factors to market performance; 利差收入仍然是中国商业银行的主要收入来源,非利息收入开始成为影响商业银行绩效的重要因素;
Followed by state-owned Banks, the research present situation and the literature review, research mainly focus on economies of scale of state-owned commercial Banks, property right system and the non-interest income, etc., and the research method is DEA analysis method. 其次是国有银行的研究现状与文献综述,国有商业银行的研究主要集中在规模经济、产权制度和非利息收入等方面,而研究方法则是DEA分析方法。
So I think it is necessary to study the effect of the non-interest income structure on bank performance. 因此,笔者认为有必要实证分析我国商业银行非利息收入结构对银行绩效的影响,这对于调整和优化银行非利息收入结构、提高银行绩效具有一定的实践意义。
On the other hand, joint-stock commercial banks in non-interest income in total income is much higher than the proportion of state-owned commercial banks, the level of earnings and profits for more than a model of state-owned banks. 另一方面,股份制商业银行非利息收入在总收入中的比重远高于国有商业银行,盈利水平和盈利模式超过了国有银行。
In the structure Share, lending income and transactional income share is negative, rather than the structure share of non-interest income is positive. 细分结构份额,借贷收入和交易型收入的结构份额为负值,而非利息收入的结构份额为正值。
Therefore, in order to seek new profit growth point, enhance market competitiveness and sustainable development capability, commercial banks in China must accelerate the financial product innovation, develop non-interest income, and realize the interest income and non-interest income balanced development of business income structure transformation. 因此,为了谋求新的利润增长点,增强市场竞争力和持续发展能力,我国商业银行必须加快金融产品创新,大力发展非利息收入业务,实现利息收入与非利息收入均衡发展的经营收入结构转型。
The different empirical results between state-owned banks and joint-stock banks, is mainly due to the processes of expanding non-interest income business will bring a substantial increase in operating expenses. 国有银行和股份制银行的实证结果存在差异,主要是由于,非利息收入业务不同于净利息收入,在拓展业务的过程中会带来营业费用的大幅增加。
Then, this paper defined the concept of non-interest income, and subdivided into fee and commission income, investment income, foreign exchange and foreign exchange products revenue and other operating income as explanatory variables. 然后,笔者对非利息收入概念作了界定,将其细分为手续费及佣金收入、投资收益、汇兑及汇率产品收入和其他业务收入作为本文模型的解释变量。
According to the economic date of banks, this paper introduced the characteristics of non-interest income, and made an overview of the development of non-interest income of banks in China. 根据近年来我国银行业发展的经济数据,介绍非利息收入的特性、概述我国银行非利息收入的发展状况。
Meanwhile, the influence in risk aversion, operating cost, non-interest income and non-traditional assets is different between listed banks and non-listed banks. 此外,风险厌恶程度、运营成本、非利差收入和非传统资产对上市银行和非上市银行净利差的影响存在差异。
The state-owned commercial banks are very dependent on interest income, non-interest income to total income of the low rate of contribution. 而国有商业银行对利息收入依赖性非常大,非利息收入对总收入的贡献率低。
The structure of the income of the commercial bank is divided into the interest income and non-interest income on the whole. 商业银行的收入结构大体上分为利息收入与非利息收入两部分。
This study results show that the deposit loan balance, interest rate, inflation rate, stock index returns, consumption growth, the same sentiment and affect bank deposit-loan ratio of interest income, non-interest income and total income of the seven factors. 本文的研究结果表明存款贷款余额、利差、通货膨胀率、股票指数收益率、消费增长率、&致景气指数以及存贷比率为影响银行利息收入、非利息收入以及总收入的七大因素。
Secondly, the overall trend of volatility of non-interest income and interest income growth shows a certain degree of approximation, especially in the dramatic rise and fall. 第二,非利息收入与利息收入增长率的总体趋势表现出一定程度的近似性,尤其是在剧烈的升降中更是表现出很强的同步性。
Non-interest income of joint-stock commercial banks was positively correlated with bank performance. 股份制商业银行的非利息收入同银行绩效成正相关。
The Central Bank and the China Banking Regulatory Commission require more and more strictly to the capital adequacy ratio. Therefore, commercial banks increase the development of the intermediate businesses, so the ratio of non-interest income to gross income about the intermediate businesses increases year by year. 人行和银监会对于资本充足率的监管要求越来越严格,因此商业银行纷纷加大了中间业务的发展力度,从而中间业务收入占总收入的比重逐年增加,对营业收入的贡献度逐渐提高。
The results showed which non-interest income rate, net interest income rate, margin, and capital adequacy ratio is rose, while decline of bad debt reserve fund rate and bad loans rate with foreign banks to enter the deepening. 结果表明:随着外资银行进入程度的加深,我国上市银行的非利息收入率、净利息收入率、利润率上升,同时呆账准备金率和不良贷款率下降,而资本充足率提高。
Factor Analysis reveals that bank capital, asset size and operational efficiency are the more important factors than income structure. The influence of non-interest income on the profitability of city commercial banks is limited. 采用因子分析得出银行的资本状况、资产规模和营运效率是影响城市商业银行盈利能力的主要因素,收入结构对城市商业银行盈利能力的影响作用有限。